Flex Spending & HSA

What are flexible spending and health savings accounts?

Flexible spending accounts (FSA) and health savings accounts (HSA) are programs that allow you to set aside money (before taxes) for specific health care expenses. If you’re unsure whether or not you have an FSA or HSA, please check with your employer or insurance company.

What can I purchase with my FSA or HSA?

Your flexible spending account or health savings account will typically cover expenses like prescription drugs, doctor visits, and prescription eyewear. See the list below to find out if your prescription eyewear is covered.

• Eyeglasses with or without lenses (including reading glasses)
• Prescription sunglasses
• Sunglasses (only if medically necessary and prescribed by a physician)
• Contact lenses and related cleaning/storage solutions

When Are My FSA/HSA Dollars Available?

Generally, FSA & HSA allowances are available at the start of your “coverage period” and for most plans the “coverage period” is defined as one calendar year, beginning on January 1st.

When is the cut-off for placing an order online with FSA dollars?

If your benefits expire at the end of the year, you have until December 31 at 11:59 p.m. ET to place an order with us using your FSA dollars. Be sure to double-check with your carrier for details on your plan.

Can I return an order paid for with my FSA or HSA?

We have a 14-day, hassle-free return or exchange policy for all of our eyewear, so we are happy to exchange your frames for a different pair if you aren’t satisfied. However, we recommend checking with your insurance provider before requesting a refund to an FSA card. Unlike HSA, FSA funds must be used during a defined time period. For some insurance plans, your funds will be forfeited if you request a refund.

Have more questions?

If you have any additional questions please reach out to customerservice@edwardbeiner.com.